We, International LML CBA (Conquest Business Advisors) Ltd (“we” or “us” or “our”) may use cookies when you visit our website www.cba.com.cy, to help customize the Site and improve your experience.

We reserve the right to make changes to this Cookie Policy at any time and for any reason. We will alert you about any changes by updating the “Last Updated” date of this Cookie Policy. Any changes or modifications will be effective immediately upon posting the updated Cookie Policy on the Site, and you waive the right to receive specific notice of each such change or modification.

You are encouraged to periodically review this Cookie Policy to stay informed of updates. You will be deemed to have been made aware of, will be subject to, and will be deemed to have accepted the changes in any revised Cookie Policy by your continued use of the Site after the date such revised Cookie Policy is posted.

In accordance with the requirements of Directive (EU) 2002/58/EC (“E-Privacy Directive”) and Regulation (EU) 2016/679 on the protection of individuals with regard to the processing of personal data and on the free movement of such data and repealing Directive 95/46/EC (“GDPR”) applicable from May 25th 2018, we have the obligation to manage safely and only for specified purposes the personal data that you provide us with, by using our website in accordance with the provisions of the GDPR and E-Privacy Directive.

In particular, GDPR requires us, first of all, to offer the possibility for the user to express or, as the case may be, to withdraw his consent regarding the processing of his/hers personal data at any time, to rectify the personal data content or to request the transfer of personal data to another operator, and secondly, to inform the user about the content of the cookies used by our site, e.g. categories of  personal data that are processed by our cookies, what we do with the information obtained through the cookies we use and where that information is stored, providing a high level of security for the information collected through cookies, the ability of the user to block at any time the running of any or all cookies on our site and the deletion of the collected information through the cookies used.

For more details on the content of these legal requirements, please visit the following links:



GDPR offers certain rights to the data subjects. You have the right to access and rectify (correct) the recording of your personal data processed by us if these are inaccurate. You may request that we delete or terminate this data, subject to certain exceptions. You can also ask us to stop using your data for direct marketing purposes. You have the right to file a complaint with the data protection authority if you have concerns about how we process your personal data. When technically feasible, we will be able – upon your request – to provide your personal data or send it directly to another operator. If access cannot be provided within a reasonable timeframe, we will provide you with a date when the information will be transmitted. You can also request additional information about the purpose of the processing, the targeted personal data categories, the source of the information and how long it will be stored.

A “cookie” is a string of information which assigns you a unique identifier that we store on your computer (more details on https://ro.wikipedia.org/wiki/Cookie ) . Your browser then provides that unique identifier to us each time you submit a query to the Site. A cookie consists of two parts: the name and the content or the value of the cookie. Moreover, the duration of a cookie is determined, and technically only the web server that sent the cookie can access it again when a user returns to the website associated with that webserver. Cookies themselves do not require personal information to be used and, in most cases, do not personally identify Internet users.

There are two large categories of cookies:

  • Session cookies – they are temporarily stored in the web browser’s cookie folder, they are stored so until the user leaves the site or closes the browser window.
  • Persistent cookies – they are stored on the hard drive of a computer or device for a duration that is configured by the website that placed it. This type of cookies can be deleted by the user at any time through browser settings.

Most web pages contain elements from multiple web domains so when you visit our Site, your browser may receive cookies from several sources. This includes third parties that we have hired to provide services on our behalf, such as site analytics or ad targeting.

We use cookies on the Site to, among other things, keep track of services you have used, record registration information, record your user preferences, keep you logged into the Site, facilitate purchase procedures, and track the pages you visit. Cookies help us understand how the Site is being used and improve your user experience.

We use cookies and other technologies to ensure visitors to our Site have the best possible experience. By continuing to visit or use our Site or services, you agree to use of cookies and similar technologies in accordance with this Cookie Policy and our Privacy Policy.

A cookie contains information linking a web browser (the browser you are using, for example Internet Explorer, Google Chrome, Safari, Mozilla Firefox, etc.) and a specific webserver, namely the server that host our site. If a browser accesses that webserver again, it can read the already stored information and react accordingly. Cookies provide users with a pleasant browsing experience and support the efforts of many websites to provide comfortable user services: online privacy preferences, site language options, shopping carts, or relevant advertising.

Cookies are managed by web servers. The lifespan of a cookie may vary significantly, depending on the purpose for which it is placed. Some cookies are used exclusively for one session (session cookies) and are not retained once the user leaves the website and some cookies are retained and reused whenever the user returns to that site (persistent cookie). Cookies can be deleted by a user at any time.

We use different types of cookies to run our Site. Some or all of the cookies identified below may be stored in your browser:

  • Strictly Necessary Cookies

Strictly Necessary cookies are necessary for the operation of our Site. These cookies are essential in helping you to move around our Site and use the features, such as accessing secure areas of the Site.

We may use Strictly Necessary cookies to:

  • Identify you as being logged into the Site
  • Provide access to protected areas of a Site
  • Remember previously entered text so it is not lost if the page refreshes.
  • Performance Cookies
  • Performance cookies

Performance cookies simply help us improve the way our Site works. We utilize these cookies to analyze how our visitors use our Site and to monitor our Site performance. They tell us how people use each page, which ones are most commonly viewed, or whether any errors occurred. This allows us to provide a high-quality experience and quickly identify then fix any issues that arise.

  • We may use Performance cookies to:
  • Store preferences to see which method of linking between pages is most effective
  • Enable web analytics to provide anonymous statistics on how our Site is used
  • To assist with error management in helping us improve the Site by measuring any errors that occur
  • Monitor ad response rates and see how effective our ads are

You can delete or manage Performance cookies as instructed in the “How to Manage and Delete Your Cookies” section of this Policy.

  • Functionality Cookies

We use Functionality cookies to allow us to remember your preferences.

We may use Functionality cookies to:

  • Remember settings you have applied such as layout, colors, font sizes and page backgrounds
  • Remember if we have already asked you if you want to fill in a survey
  • Detect if you have already seen a pop-up to ensure it doesn’t get shown to you again
  • Process a request from a user to submit a comment or blog or forum post

You can delete or manage Performance cookies as instructed in the “How to Manage and Delete Your Cookies” section of this Policy. If you delete Functionality cookies, preferences or settings you selected will not be retained for later visits.

  • Targeting Cookies

Targeting cookies help us make sure that the ads you see on our Site are relevant to you and your interests. Targeting cookies may also be placed on your device by our third-party service providers that remember you have visited the Site in order to provide you with ads more relevant to you.

We may use Targeting cookies to:

  • Collect information about browser habits to target advertising
  • Collect information about browser habits to target Site content
  • Provide links to social networks
  • Provide advertising agencies with information on your visit so that they can present you with advertisements you may be interested in.

Many of the cookies placed through our Site are session cookies, while others are persistent cookies, and some are “first-party” cookies, while others are “third-party” cookies.

  • First-party cookies are those set by a Site that is being visited by the user at the time (e.g., cookies placed by HBP).
  • Third-party cookies are cookies that are set by a domain other than that of the Site being visited by the user. If a user visits a Site and another entity sets a cookie through that Site, this would be a third-party cookie.
  • Persistent cookies are cookies that remain on a user’s device for the period of time specified in the cookie. They are activated each time that the user visits the Site that created that particular cookie.
  • Session cookies are cookies that allow Site operators to link the actions of a user during a browser session. A browser session starts when a user opens the browser window and finishes when they close the browser window. Session cookies are created temporarily. Once you close the browser, all session cookies are deleted.

If you do not wish to accept cookies in connection with your use of our Site, you will need to delete, and block or disable cookies via your browser settings; see below for more information on how to do this. Please note that disabling cookies will likely affect the functionality of our Site.

Most internet browsers are initially setup to automatically accept cookies. Unless you have adjusted your browser settings to refuse cookies, our system will issue cookies when you direct your browser to our Site. You can refuse to accept cookies by activating the appropriate setting on your browser. Please be aware that restricting the use of cookies will impact the functionality of our Site. As a result, you may be unable to access certain parts of our Site or use some of our products and/or services.

Further information may be obtained from your browser.

More info. To find out more about cookies, including how to see what cookies have been set and how to manage and delete them, visit: www.aboutcookies.org  or www.allaboutcookies.org.

Our Site may contain electronic images known as web beacons (or single-pixel gifs) that we use to help deliver cookies on our Site, count users who have visited the Site, and deliver content and advertising. We also include web beacons in our promotional email messages and newsletters to determine whether you open and act on them.

In addition to placing web beacons on our Site, we sometimes work with other companies to place our web beacons on their Sites or in their advertisements. This helps us develop statistics on how often clicking on an advertisement results in a purchase or other action.

Advertising cookies are placed on your computer by advertisers and ad servers in order to display advertisements that are most likely to be of interest to you. These cookies allow advertisers and ad servers to gather information about your visits to the Site and other websites, alternate the ads sent to a specific computer, and track how often an ad has been viewed and by whom. These cookies are linked to a computer and do not gather any personal information about you.

Analytics cookies monitor how users reached the Site, and how they interact with and move around once on the Site. These cookies let us know what features on the Site are working the best and what features on the Site can be improved.

Our cookies are “first-party cookies” and can be either permanent or temporary. These are necessary cookies, without which the Site won’t work properly or be able to provide certain features and functionalities. Some of these may be manually disabled in your browser but may affect the functionality of the Site.

Personalization cookies are used to recognize repeat visitors to the Site. We use these cookies to record your browsing history, the pages you have visited, and your settings and preferences each time you visit the Site.

Security cookies help identify and prevent security risks. We use these cookies to authenticate users and protect user data from unauthorized parties.

Site management cookies are used to maintain your identity or session on the Site so that you are not logged off unexpectedly, and any information you enter is retained from page to page. These cookies cannot be turned off individually, but you can disable all cookies in your browser.

Third-party cookies may be placed on your computer when you visit the Site by companies that run certain services we offer. These cookies allow the third parties to gather and track certain information about you, e.g. these cookies could be used anonymously to store a user’s browsing history so that to be given the most relevant advertising. We specify that we have no control and we are not responsible for third party privacy policies and practices, but third parties are bound to comply with the applicable law and the privacy policies of the site owner. These cookies can be manually disabled in your browser.

Most browsers are set to accept cookies by default. However, you can remove or reject cookies in your browser’s settings. Please be aware that such action could affect the availability and functionality of the Site.

For more information on how to control cookies, check your browser or device’s settings for how you can control or reject cookies.

You may opt-out of some third-party cookies through the Network Advertising Initiative’s Opt-Out Tool.

The information obtained by cookies is kept in high security by the web server, respectively the server that hosts our site. We ensure that our web server has to comply with high security requirements with regard to information collected through cookies, being bound to strictly observe the obligations imposed by the applicable law. The information we collect about you by accessing our website will not be shared with third parties.

In order to protect the confidentiality of the data and personal information you submit through the use of our website, we will maintain physical, technical and administrative safeguards. We update and test our security technology continuously. We restrict access to your personal data to those employees who need to know that information to provide you with the requested benefits or services. In addition, we train our employees on the importance of confidentiality and maintain the confidentiality and security of your information.

Cookies are not viruses! They use plain text formats. They are not made up of pieces of code so they cannot be executed or can auto-run. Consequently, they cannot duplicate or replicate on other networks to run or replicate again. Because they cannot perform these functions, they cannot be considered viruses.

Cookies can still be used for negative purposes. Because it stores information about user preferences and browsing history, both on a site and on several other sites, cookies can be used as a form of Spyware. Many anti-spyware products are aware of this and consistently mark cookies to be deleted in anti-virus / anti-spyware removal / scanning procedures.

Generally, browsers have integrated privacy settings that provide different levels of acceptance of cookies.

Since identity protection is very valuable and is a right of every internet user, it is advisable to know what problems cookies can create. In order to transmit constant information in both ways between the browser and the website, if an attacker or unauthorized person intervenes during the data transmission, the information contained in the cookie can be intercepted. Although very rarely, this can happen if the browser connects to the server using an unencrypted network (e.g. an unsecured Wi-Fi network).

Other cookie-based attacks involve bad cookie settings on the servers. If a website does not require the browser to use only encrypted channels, attackers can use this vulnerability to prevent browsers from sending information through insecure channels. Attackers then use the information for the purpose of unauthorized access to certain sites. It is very important to be careful in choosing the most appropriate method of protecting personal information.

If you have any questions about your personal information or if you wish to exercise your rights or have any concerns or complaints, please contact us by sending an email to [email protected] .

If you do not want to use the information you have provided us, please send us an email to: [email protected]  with the title “Do not use my data” and your name.

To update or correct your personal information, please contact us at: [email protected].

Last Updated: 01 July 2019